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Versatile, fast and affordable choices

Our unsecured loans are versatile loans for just about any need – debt consolidating, do it yourself, medical bills, a marriage, or an expense that is unexpected.

You have got requirements, so we’ve got choices, including fixed-rate loans, secured finance, credit builder loans and individual personal lines of credit.

Having a loan that is personal we provide the security of fixed interest levels, fixed payments and prices which can be less than typical bank cards. Most of our loans were created along with your wellbeing in brain, and that’s why our signature loans can assistance with anything from overdraft security on the bank checking account to addressing an urgent situation.

Have actually questions regarding which loan suits you? Speak with us or visit your branch that is local we are going to allow you to select thereby applying for the loan that is perfect for your economic wellness.

Competitive Minimal Prices

We’ll work to you on a loan and payment term that is better for you personally.

Debt & Loan Protection 2

We could assist protect your good credit through the downs and ups of life.

Various Loans For Your Requirements

If you want to borrow cash, we’ll help find the right loan for your requirements.

  • Debt Consolidation Reduction
  • Overdraft Protection
  • Signature Loans
  • Personal credit line
  • Secured Personal Loans

Personal Bank Loan

A versatile loan for any need.

  • An intelligent loan choice for costs like medical bills, house repairs, training costs, debt consolidation reduction and just about every other big purchase.
  • Borrow as much as $25,000
  • Prices starting at 5.40per cent APR 1 with terms as much as 5 years
  • Fixed, low prices and re re payments
  • No loan origination charges
  • No prepayment penalties or fund charge refund for very very early re payment
  • Skip-A-Pay program availableВІ
  • Free credit history and support that is financial

ScoreUp Credit Builder Loan

Establish or re-build a good credit score and score while saving.

  • This loan is perfect for those simply getting started off with credit and people seeking to build or re-build their credit.
  • Loan amounts from $500 to $5,000
  • Fixed low price of 3.95per cent APR* with flexible terms as much as three years
  • Grow your credit at all three major credit agencies
  • No upfront expense or deposit needed
  • Apply with out founded credit

Automated re payments from a Patelco account are required.*

Observe how the ScoreUp loan actively works to enhance your credit.

Overdraft Protection Personal Credit Line


Get effortless, worry-free security as much as $500 in your Patelco bank checking account.

  • A great method to increase investing power between paychecks
  • $500 borrowing limit (could be increased upon demand)
  • Pay only interest regarding the amount you employ
  • Prices starting at 9.50% APR 1
  • No month-to-month, cash loan, or use costs
  • Skip-A-Pay system available 2
  • Helps build or rebuild credit whenever payments were created on time

Signature Personal Credit Line

Affordable funds whenever they are needed by you.

  • Great choice if you want cashflow freedom
  • Re Payments predicated on quantity lent
  • As much as $25,000 credit limit
  • Prices starting at 10.00% APR 1
  • No prepayment charges
  • Skip-A-Pay program available 2
  • Access your funds online, by ATM, by phone, or at a regional branch
  • Free credit history and monetary help solutions

Savings Secured Loan

cost cost Savings develop into a loan choice that is smart

  • Borrow as much as 100percent associated with the funds in your Patelco checking account
  • Terms as much as five years
  • Prices starting at 2.50% APR 1
  • Fixed rate of interest (predicated on credit approval)
  • No prepayment charges
  • Skip-A-Pay system available 2
  • Free credit history and support that is financial