The Fintech industry into the Philippines has seen growth that is tremendous the last few years. It also created new ones that empowered the people with more options better suited to the lifestyle and preference of every Filipinos as it made financial products more accessible.

Today, you don’t need to operate a vehicle far to apply for that loan. Today the fintech industry in the Philippines has made it possible for financial products to be purchased online, and Filipinos can apply for one.

These loans that you could make an application for on line are now actually more available than ever before! Whether you’re a Pinoy working overseas (OFW) or perhaps only at house!

Online Cash Loans

If you’re interested in some quick money, they are the loans which can be made simply for you.

Cashwagon Loan

Cashwagon Loan

Zero Interest On Your Own Very First 10-Day Loan!

No security with low min. monthly income.

Cashwagon, a subsidiary of Green cash Tree Lending Corp is an established supplier in the field of i . t solutions and Financial Technology (FinTech).

Their main focus within the Philippines is consumer financing online which provides access to online money loans without having any collateral needs, complex approval procedures, or extended application time that is waiting.

Their business structure uses the world-wide-web make it possible for clients’ easy use of their financing solutions, and so they complement it by offering a fast turnaround time.

Initial loan
Loan quantity ₱2,000 – ₱7,000
Loan tenure 10 days
rate of interest 0%
Repeat loan
optimum loan quantity ₱20,000
Loan tenure 1 month
rate of interest 20%
Total add up to be compensated ₱24,000


  • Currently surviving in the Philippines
  • Loan applicant must certanly be between 20 to 60 years of age
  • Useful for at the very least one year

Documentary requirement

  • Payslips and/or COE
  • Evidence of target (utility bills)

Turnaround time

  • Within 24 business through the time of application

Just how to apply

  • Log in to their internet site.
  • Fill in the program form.
  • Watch for a call from payday loans in Berkshire Cashwagon
  • Loan verification shall be provided for you via SMS within 30 minutes following the call.
  • The income will be delivered to your suggested banking account in a few minutes from getting the SMS verification.

Re re Payment choice

Cashwagon can collect re payments through their DragonPay re re payment lovers, which is often accessed into the establishments that are following

  • 7-Eleven (Making Use Of Dragonloans)
  • Bayad Center
  • SM Re Re Payment Counters (Department Shop, Supermarket, Savemore, Hypermarket)
  • Robinsons Emporium and Supermarket
  • Cebuana Lhuillier
  • LBC
  • Landbank ATM

Cashwagon offers cash that is quick those that require instant funds to meet up bills. The applying is also hassle-free and may be performed in only a couple of minutes. The documentary requirement is extremely minimal and release of funds can be really convenient since it’s directly utilized in your bank account or debit card.

Although the application procedure should indeed be hassle-free, this comes with a brief repayment term and high interest levels in return. First-time candidates will additionally be limited by an amount that is maximum of pesos, which will be to be paid back within 10 times. Meanwhile, perform borrowers should be able to borrow just as much as ₱20,000 but are just given as much as 1 month when it comes to payment.

If you’re in dire need of money because of some crisis and payday continues to be per week away, possibly their loan programme most useful suits your needs that are immediate now.

CIMB Personal Loan

CIMB Unsecured Loan

Get Pre-Approved Within ten minutes!

Positively ₱0 processing cost.

CIMB Bank is just one of the top 5 largest banking institutions by assets in ASEAN originating from Malaysia. Obtainable in 16 international areas, they’ve been now expanding to your Philippines to deliver a seamless and highly efficient banking experience as an all-digital, mobile-first bank headquartered in Bonifacio Global City. Presently, within the Philippines, the only means to avail their solutions (signature loans, family savings, therefore the others) is through getting their software and registering for a merchant account. You merely require the local contact number and A id that is valid get going!

CIMB provides a few of the rest that is best available in the market today, supplying signature loans that don’t require security or even a guarantor, coupled with exact exact same time approval and one day disbursement.

CIMB’s unsecured loan is perhaps perhaps not a rather typical variety of loan on the market today. For example, it is a loan that is no-collateral does not need a guarantor! Secondly, they don’t have actually a branch that is physical you are able to inquiries and transact using them straight.

unsecured loan
Loan amount ₱30,000.00 – ₱1,000,000
Loan tenure 12 to 60 months
Interest rate price this is certainly fixed ofper cent – 23.36% per year, 1.12percent to 1.95 percent per month add-on


  • People just
  • Applicant needs to be at the very least 21 years old; for the most part needs to be no more than 65 upon loan maturity
  • Applicant must certanly be a Philippine resident and a non-us individual
  • Applicant need a mailing that is philippine and active Philippine mobile number Applicant should have the very least gross monthly income of ₱15,000
  • Applicant, if used, should be tenured for at the very least six months, or 1 12 months of continuous work, unless utilized in the very best 15,000 corporations
  • Applicant, if self-employed, should be running for at the least 12 months


For applicant who chooses Selfie always Check verification technique:

  • Should have one or more (1) valid ID that is primary the directory of valid IDs below:
  1. Driver’s License (or its variants including conductor’s license, pupil license, temporary license)
  2. Passport
  3. Postal ID (synthetic type)
  4. SSS – Personal Security Measures
  5. BIR/TIN ID f. Unified ID that is multipurpose)
  6. Voter’s (COMELEC) ID Card h. Professional Regulation Commission (PRC)

For applicants whom chooses video verification method that is KYC

  • Will need to have a minumum of one (1) legitimate primary ID from the variety of legitimate IDs below:
    a. Some of the IDs allowed for Selfie Check (see above)
    b. National Workplace ID or GOCC ID
    c. Incorporated Bar regarding the Philippines ID
    d. OFW ID
    e. International Worker’s Welfare Management ID (OWWA ID)
    f. PhilHealth ID
    g. PhilSys ID
    h. Senior Resident ID

Turnaround time

  • Day Approval within 10 minutes after completing the application and disbursement within 1 business.

Simple tips to apply

  1. Download the CIMB App on App Store or Enjoy Store
  2. Click “I desire a loan” option that is personal.
  3. Fill-in the necessary information and upload the necessary verification papers.
  4. Wait for approval confirmation that is final.
  5. Wait for funds to be disbursed to your account.

Re re Payment choice

Utilizing the absence of a real bank in the Philippines, most repayments are done via 3rd party stations or bank transfers. Just before can perform that, however, you have to first do the next:

  1. Log on to your CIMB App
  2. Choose Product menu > our loan> Repay my loan.
  3. Choose “Pay via other channels” then select payment that is online.
  4. The next web page will permit you to select your bank that you’ll be utilizing to pay for your loan from and some other re payment networks like Dragon Pay. Choose whichever re payment technique you want.
  5. Check always your e-mail for the guidelines to perform your re payment.

CIMB is really a no collateral with no guarantor loan that is personal it comes down having a considerably low month-to-month interest too. This might be perhaps among the best signature loans as you are able to submit an application for, but only when you meet a number of their pre-screening requirements. One would expect while it may seem like a very consumer-friendly loan product, the screening process can be a little bit more stringent than what.