From buying very first home to refinancing a current mortgage; or benefiting from our Car Buying solution to getting credit cards with competitive prices and zero charges, we’ve got the loans and credit lines you’ll need.


Home Mortgages

Choose a loan provider it is possible to trust. At DOCFCU, our experienced mortgage brokers will soon be you to choose the mortgage option that fits your needs and budget with you every step of the way, helping.

  • Fixed and rate that is adjustable available
  • Loan amounts from $75,000 – to $1,500,000
  • Readily available for main residences or second domiciles (no investment properties)
  • Loans around 97% loan-to-value*
  • First and mortgage that is second loans as much as 90per cent loan-to-value
  • Handle your loan on line, including payments that are making
  • Readily available for houses in most 50 states
  • Obtain a personalized, no responsibility price estimate
  • Get pre-qualified for the next home loan
  • Explore the resource open to help you create choices that are smart

Convenient On The Web Mortgage Access

You will see your home loan declaration, review your payment history, always check your escrow balances, and even make a primary online repayment from your account.

Have Mortgage Concerns?

For concerns regarding our application procedure, getting pre-approved or even ask basic questions regarding obtaining a DOCFCU mortgage, please contact our specialists straight:

  • Mike B. (202) 808-3628
  • Celia M. (804) 368-6036
  • Ron V. (804) 588-4787
  • or e-mail us at

For concerns with regards to your DOCFCU home loan application, please contact us at (804) 588-4788 or e-mail us at

For concerns about your DOCFCU home loan, please contact our home loan servicer at (877) 636-9790


Residence Equity Loan and personal credit line – Zero Closing expenses*

A property equity personal credit line from DOCFCU could be a way that is smart fund a number of requirements, including a house renovation or repairs, training expenses, the journey of an eternity, and even only to combine financial obligation. Our experienced loan providers are prepared to assistance with tailored credit line simply for you.

A house equity loan, or trust that is“second, is yet another option that substitutes a hard and fast price for the adjustable price of a house equity personal credit line.

*No closing costs for an initial advance of $10,000 or even more. Borrow as much as 90% of the home’s value (minus your very first home loan balance) as much as $250,000 should be qualified for DOCFCU account. Other limitations may use, call us for details. NMLS #810389

Residence Equity Personal Credit Line

  • A decreased interest that is variable of Prime+0*
  • No closing costs for an initial advance of $10,000 or even more
  • Tax-deductible interest re payments (consult with your taxation advisor for details)
  • The capacity to borrow as much as 90per cent of the home’s value (minus your very first home loan stability) as much as $250,000

Home Equity Loan (2nd Trust)

  • The lowest fixed price
  • Tax-deductible interest payments (consult with your taxation consultant for details)
  • The capacity to borrow as much as 90per cent of your home’s value (minus your very first home loan balance) as much as $100,000


Have actually questions? We’re right here to aid. Today please call 202.808.3600 to speak with one of our loan specialists.


Automotive Loans

A car loan from DOCFCU makes it possible to drive a difficult discount. Regardless if you are buying an innovative new or utilized vehicle, or refinance your existing automobile loan to save cash, our low prices and value-added solutions makes a difference.

  • As much as 105% on brand new and used financing
  • Fast approvals ( Within a day or less)
  • Price matching open to members that are qualified
  • Union benefits discounts (can’t be along with match rate)
  • Free Autocheck for utilized cars with application for the loan

DOCFCU Automobile Buying Service, Running On TrueCar â„¢

We shall additionally provide provide a part .25% off the price when they utilize real vehicle and supply us using the certification of purchase.

Automobile Loan Calculators

Utilize our calculators that will help you calculate your monthly obligations.

Extra Solutions

There’s more to a good deal than the usual good cost. That’s why we provide an assortment of extra programs and tools that will help you both purchase sensibly and protect your investment.

Extra Solutions

GAP Insurance to guard Your Loan

Assured Asset Protection (GAP) insurance assists relieve your financial burden if you are paying the possibly high-cost distinction between your insurance coverage settlement as well as your loan stability on products straight associated with the acquisition of the automobile.

For more information, please contact that loan officer at 202.808.3600 .

  • 90-day free look – you may possibly cancel your security within ninety days of the enrollment date and get a complete reimbursement with no termination cost.
  • Skipped payments – security includes skip-a-payment or delinquent-payment features when it comes to life of the agreement that is financial.
  • Available on loans – safeguards brand new and utilized vehicles.
  • Main car insurance that is deductible as much as $1,000 of the vehicle tax deductible.*
Extensive Car Provider

Safeguard yourself from unanticipated, high-cost repairs, and of course, increase the resale value, if you decide to offer your automobile.

Many car that is major occur following the factory guarantee duration comes to an end. Without an automobile Service Agreement (VSA) — you may possibly ramp up investing in unanticipated and repairs that are expensive. As being a total outcome, extended coverage for automobile repairs has grown to become absolutely essential. Department of Commerce Federal Credit Union has teamed up with Intercontinental Warranty Services to offer you a far more affordable way of protection for the brand new or qualified pre-owned automobile.

Consult with your loan officer regarding your choices and understand how you can cut back to 50per cent off dealer prices. You might qualify for protection even although you don’t have a car loan with Department of Commerce Federal Credit Union.