Versatile, gratifying banking

Apply to open up a free account that lets you get benefits 1 for banking you keep your money under control with us and an app 2 that helps.

No charges georgia payday loans online to start or make use of your account

You to definitely reply to your questions – contact us, chat online or see a branch

Aided by the choice of trying to get an arranged overdraft, at the mercy of status 3

Cashback 4 when you store through the Barclays software.

You could utilize your phone to open up a free account. Apply with a video clip selfie

For you only, you can apply in the Barclays app 4 – scroll down to ‘How to apply’ to start your application if you’re over 18, not a full-time student and the account’s.

You’ll need certainly to enter a details that are few just simply take a video clip selfie together with your phone, and upload a picture of one’s ID for people to test. We’ll additionally run a credit check that is quick.

That’s it – we’ll let you understand whenever you’re prepared to begin using the new account – this means you could start the switch from your old account if you’d like to.

Change and also you can start rewards that are earning

Barclays Blue Rewards is our method of saying thank you for banking with us by providing you money benefits every month – giving you remain qualified.

As soon as you’ve accompanied, you may get up to £7 a thirty days for making use of your account. We’ll give you £3.50 for every regarding the first couple of debits that are direct spend through the account.

Switching is straightforward – it requires just seven business days, and also the complete switch choice is supported by the present Account Change Guarantee PDF, 38KB.

Handle your hard earned money with all the Barclays application

Investing insights

See a directory of the kinds of things you spend for and compare simply how much you may spend with certain stores and companies by thirty days month.

Versatile protection settings

Temporarily freeze your debit card it, get a reminder of your PIN and set a daily limit for cash-machine withdrawals if you can’t find.

Track your payments effortlessly

Day tap a payment to see when and where you spent your money, and check your payment calendar to see what’s due to leave your account before pay.

General information on overdrafts

An overdraft limitation is really a borrowing center that allows one to borrow cash using your present account.

There are 2 forms of overdraft – arranged and unarranged.

An arranged overdraft is a pre-agreed restriction, which enables you to save money money than you have got in your present account. It may be a security internet to pay for short-term outgoings, like a bill that is unexpected. It isn’t appropriate longer-term borrowing. We charge a fee for each and every time associated with thirty days you go beyond any fee-free limit you may have that you use your arranged overdraft where.

An unarranged overdraft occurs when spent additional money in advance or you have exceeded an existing arranged borrowing facility than you have in your current account and you have not agreed an arranged overdraft limit with us.

You can easily just make re payments from your own account for those who have sufficient money in to your account or with an arranged overdraft to pay for them.

Barclays will usually make an effort to get back any deal that may bring your account into an overdraft position that is unarranged. Having sufficient cash in your present account or having an arranged overdraft limit may help avoid re re payments such as for example concern bills from being came back unpaid.

On really uncommon occasions we might be struggling to get back a repayment ( ag e.g. as a result of an offline deal made on a journey) while the account may enter an unarranged overdraft. No extra costs will be employed in this example.

Details about the conduct of the account may be delivered to credit guide agencies. Much like any financial obligation or borrowing, this could impact your capability to have credit in the foreseeable future.