A pre-approved personal bank loan is an instant loan facility for chosen clients. This doesn’t need any security or collateral. If somebody includes a credit that is good, he/she becomes qualified to receive a pre-approved unsecured loan. It has a processing that is quick and loan gets disbursed in seconds.

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Charge Card

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Debit Card

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Loan Account No

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Key features

  • Disbursal in 3 seconds – if you’re an ICICI Bank client and additionally qualified to receive a pre-approved loan, you could get funds straight into your account in only 3 moments
  • Minimal paperwork – Pre-approval Personal Loan at ICICI Bank is a process that is hassle-free calls for zero or minimal paperwork for loan approval
  • Least processing time – The pre-approved loan clients benefit from the minimum processing time for disbursal of loan
  • No Security/ Collateral required – ICICI Bank provides Personal that is pre-approved Loan chosen clients with no protection or security
  • Versatile Repayment – At ICICI Bank, pre-approved personal bank loan clients enjoy versatile payment scheme permitting clients to decide on tenure and level of their option. This is why loan payment really hassle-free and easy for the clients.

Eligibility

ICICI Bank pre-approved Personal Loan is generally speaking wanted to clients having good credit score or that have on a clean monitoring of repaying their dues. Additionally it is provided to clients if they have no credit rating talking about parameters like income and history that is saving. If you should be an ICICI Bank client, you are able to log on to Web Banking making use of iMobile software or through icicibank to test your eligibility.

Amount and Tenure

The Personal that is pre-approved Loan varies for each and every person. The utmost amount that is pre-approved get as much as Rs 50 lakhs which considers customer’s credit score in addition to loan payment period. To settle the mortgage, you are able to go for tenure which range from 12 months to 60 months which could make the mortgage payment procedure possible for ICICI Bank clients.

Test Personal Bank Loan Calculation

The values shown are for representation purposes just. Real values may vary.

Simple tips to Avail Pre-approved Unsecured Loan

You are able to submit an application for ICICI Bank Personal that is pre-approved Loan simply 4 steps:

Step one: Fill the applying form:

  • Apply through iMobile icicibank or app
  • Look at the ICICI that is nearest Bank branch

Step two: pick your needed loan amount and tenure.

Step three: Amount is likely to be credited for your requirements.

What exactly is Personal Loan that is pre-approved?

A pre-approved unsecured loan is generally provided by banking institutions to clients that have a clean background of repaying their dues. It is offered by reduced rates of interest. Additionally, it is available in situation client doesn’t have credit rating basis parameters like earnings and cost cost savings history.

What’s the amount that is pre-approved could be sanctioned?

This is certainly centered on your credit history and loan payment track. ICICI Bank provides pre-approved quantity up to Rs 20 lakh.

How do I submit an application for A pre-approved loan?

How do you repay the loan that is pre-approved?

You can easily repay the mortgage in Equated Monthly . Then through NACH mandate if you have an ICICI Bank Account, you can mandate us to directly debit the same through auto debit mandate or if you have an alternate bank account.

just How enough time does it just take for pre-approved loan approval and disbursal?

Pre-approved loans are immediate loans that are approved need simply 3 moments for disbursal.

Do i want safety to avail of Instant Personal Loan?

No, there’s absolutely no dependence on protection or guarantor for the Personal that is pre-approved Loan.

The mortgage quantity are going to be credited upon conclusion of this verification that is online acceptance of last offer.

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